Security & Legal

Terms & Conditions

Please Read these terms on securuty and legal section("Terms") careffully. By using or by accessing to this site, You are demand to have accepted these terms and will be bound by them. You will be also be bound by additional terms and conditions that apply to the products and/or service offered on this site, If any.

1. Owner
This site is owned and managed by Phillip Mutual Bhd (PMB). PMB is an 'Institutional Unit Trust Adviser' (IUTA) licensed by Securities Commission Malaysia for the purpose of carrying out dealing in securities restricted to Unit Trust and is duly registered with the Federation of Investment Managers Malaysia (FIMM) to market and distribute related party or third party unit trust fund. As an IUTA, PMB is allowed to market and distribute unit trust funds of other Unit Trust Management Companies.

In addition, PMB is responsible for the dissemination of the electronic prospectus and electronic application form of related party or third party unit trust fund in this Site. PMB may modify, suspend, discontinue or restrict the use and availability of any portion of this Site at anytime without notice or liability. PMB may monitor your use of this Site without liability.

2. Ownership of all Intellectual Property Rights
All trademarks, service marks, images, logos, names or whatsoever marks used on this Site are owned by Phillip Mutual. Nothing contained in this Site will be deemed to confer on any person any license or right on the part of Phillip Mutual or any third party. Nothing contained herein shall be construed as to confer any right under any of Phillip Mutual intellectual property rights except otherwise stated. However, you may download or use the material on the Site for your personal use. Otherwise, you may not publish, distribute, amend, download, extract, re-utilize or reproduce any part of the Site in any material form. Phillip Mutual shall be entitled to take legal action in relation to any infringement thereof. In the event that damages may not be an adequate remedy for any infringement of such rights and Phillip Mutual shall be entitled to seek for other remedies available and any other statutory or equitable relief for any threatened or actual infringement and that no proof of special damages is necessary for reliance on such remedies.

3. Accessibility of the Site
We have taken the necessary steps to ensure that the Site is accessible, as certain technical matters may be beyond our control. As such, we do not guarantee any uninterrupted or error free access to all or any part of the Site at all times or that any defects will be remedied or that the Site or the server that makes the Site available are virus or bug free. We shall not be held liable, if for any reason, this Site is unavailable for any period, and do not warrant that that this Site will be free of any virus or defects of any description and we shall not be liable for any technical problems that you may suffer as a result of your use or access of this Site.

4. Disclaimer
All information and descriptions contained in this Site is provided strictly for general information only and shall not be construed as an offer or solicitation of any offer to buy unit trust funds by anyone in any other jurisdiction except in Malaysia and by any person in Malaysia only. The information displayed on this Site is subject to change without prior notice.

The exclusions and limitations described herein shall apply only to the extent permitted by law, without prejudice to our rights to seek legal redress in accordance with the applicable laws. While we have taken all reasonable steps to ensure that the information and material contained in this Site is accurate, and that all information and material is published is in good faith, Phillip Mutual does not warrant or represent the accuracy, reliability, timeliness, correctness or otherwise of this Site's contents or the results of the use, and disclaims to the maximum extent permitted by law all warranties expressed and implied by statute, custom or usage relating to the information contained on the Site. Accordingly, Phillip Mutual does not accept any liability for any unintentional delays, omissions, technical or inaccuracies or typographical errors or whatsoever errors or omissions and shall not be liable for any direct, indirect, consequential losses or damage arising out of the information and materials provided in this Site or the use of this Site. Phillip Mutual shall not be liable for any loss damage or expense suffered or incurred by you as a result of any act or omission by you in reliance of any of the information contained in this Site.

By accessing this Site, you will assume all risk and responsibility for the use of this Site. Phillip Mutual, its subsidiaries and affiliates exclude all liability to you, whether express or implied, and any losses arising thereof in respect of your use of, reliance upon, or inability to access or use this Site, and will not be liable for any loss of use, profits, savings, investments or data or any direct or indirect, special, incidental, consequential or punitive damages or losses arising in contract, negligence or torts. If you do not accept the Terms contained herein, you have the discretion to discontinue the use and access of this Site.

5. Indemnity
You shall indemnify and shall keep Phillip Mutual be indemnified against all losses, damages, fees, cost, charges and expenses which we may have sustained or may have incurred and which have arisen directly or indirectly out of or in connection with your application or request.

6. Third Party Links
Phillip Mutual makes no representations in relation to third party links provided in this Site which are not under our control and which are not maintained by us. The third party links are provided for your convenience and reference only and shall not imply an endorsement or verification by Phillip Mutual on such Sites and Phillip Mutual do not make any representations regarding the contents or accuracy of materials on the said Sites. Phillip Mutual shall not be held liable to such Sites or for any loss or damage which you may suffer by using those Sites. If you decide to access such third party link, you are doing so at your own risk. Further, no hyperlinks to this Site shall be made by anyone unless with Phillip Mutual's prior consent.

7. Personal Information
The personal information which you provide shall be kept confidential. Please read the Privacy Policy which forms part of these Terms and your personal information shall be governed by such Terms.

8. Variation
We reserve the right to update, amend, cancel or vary at any time these Terms without notice to you. Any such amendment shall be effective once the revised terms have been posted on this Site. As these Terms may be updated from time to time, we suggest that you check them whenever you visit the Site to ensure that you have read the latest Terms.

9. Jurisdiction and Law
These Terms shall be governed by and construed in accordance with the laws of Malaysia and the parties herein shall be subject to the exclusive jurisdiction of the courts of Malaysia.

10. Enquiries
If you have any enquiries on the Terms, please contact us and we will respond to your enquiries as soon as possible.